Powering Emerging Agri-Economies

Nowexo is your end to end partner  that connects farmers, cooperatives, lenders, buyers, insurers, and climate market actors into one system. It simplifies access to tools, finance, land, insurance, contracts, and carbon markets—so that everyone in the agricultural value chain can operate more efficiently, securely, and profitably.

Nowexo is designed for:
‍
• Smallholder and commercial farmers
• Farmer cooperatives and aggregators
• Input suppliers, tool providers, and insurers
• Buyers, exporters, and offtakers
• Lenders, MFIs, and climate finance partners
• NGOs, development agencies, and donors

We help solve major bottlenecks in agriculture:

• Lack of affordable finance and delayed credit access
• High costs and inefficiencies in tool or land leasing
• No secure buyer or fair contract system
• Poor access to insurance, especially for small farms
• Limited visibility into yields, risk, or sustainability
• Complex, manual coordination between partners

Yes. All users are:

• Verified through digital registration
• Supported by smart contracts and escrow tools
• Protected by fallback systems and dispute resolution mechanisms

We also use satellite, mobile, and field-level data to track activity and performance.

Basic onboarding can happen via agents or SMS, but most full features work best with a smartphone or tablet. We also work with extension officers or group leads to support those without devices.

Yes. We help farmers, cooperatives, and landowners:

• Register land and practices
• Monitor performance
• Package and sell carbon, water, or biodiversity credits
• Get paid transparently

Even small farms can participate through grouped projects.

You can access a single service (like a loan or insurance), or bundle services like:

• Input financing + crop insurance
• Land lease + buyer contract
• Tool rental + harvest loan
• Carbon credit + regenerative training

This reduces costs and increases efficiency.

Nowexo operates in multiple emerging markets, including pilot projects and scale-ups in:

• East and West Africa
• South Asia
• Latin America

New markets are opened through partners and field deployments.

• Farmers and cooperatives can sign up through local agents or directly on the app
• Partners (buyers, lenders, suppliers, NGOs) can apply via our website or contact team
• Support is available in local languages depending on region

Nowexo has built-in safeguards, including:

• Escrow accounts for secure payments
• Contract tracking and automated logs
• Dispute resolution tools and support channels

If something fails, we help investigate and resolve the issue fairly for all parties.

Yes. Nowexo is fully modular. You can:

• Use one service (e.g., tool rental only)
• Or bundle services (e.g., loan + insurance + buyer contract)

There’s no obligation to take everything. But bundling can unlock better terms.

No registration fee. Most services are free to access.

However:

• Transactions (like renting tools, taking loans, or leasing land) may include small service or platform fees, which are always shown before you confirm.
• Some premium users (like commercial farms or enterprises) may pay a subscription or volume-based fees.

Yes. You can use Nowexo alongside existing programs—especially to access additional services like tools, credit, insurance, or climate markets. Your cooperative can also partner directly with us for group-level services.

📩 Reach out to us at support@nowexo.com or contact your local Nowexo representative.